Florida vs. Texas: Who Keeps More Bonus Money in 2025?

By Akash Biswas, 3 May 2025 See which state keeps more bonus in 2025

Key Differences in Taxation (Overview)

[{"selector":"#anim-72fc269b-e477-4129-93d4-18ee326bae4d [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 2.733316014845931e-7%) scale(0.9009009009009009)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Florida and Texas both have 0% state income tax, but federal taxes apply equally to your bonus in both states.

Federal Tax Breakdown

[{"selector":"#anim-694f5e7d-0354-4dec-b866-f6bc6f0e41fe [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 2.835496149072599e-7%) scale(0.9345794392523364)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Federal tax rates on your bonus—same for both states. Federal tax rates in 2025 range from 10% to 37%, applied to your bonus regardless of living in Florida or Texas.

$5,000 bonus in Florida: How much do you keep?

[{"selector":"#anim-9b066af1-fee3-4247-a605-2e58a095ce93 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 2.862246120116651e-7%) scale(0.9433962264150944)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] With a $5,000 bonus in Florida, you’d pay $1,100 in federal taxes (22% bracket), keeping $3,900.

$5,000 bonus in Texas: How much do you keep?

[{"selector":"#anim-13db51b8-602a-4941-8894-d73043e67ac5 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 2.809241524177937e-7%) scale(0.9259259259259259)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] With a $5,000 bonus in Texas, you’d pay $1,100 in federal taxes (22% bracket), keeping $3,900.

Your bonus after federal taxes in Florida or Texas.

[{"selector":"#anim-db78fbef-8cfd-434f-ab02-48ee0ab6d37e [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 2.783468610096784e-7%) scale(0.9174311926605505)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] After federal taxes, a $5,000 bonus leaves you with $3,900 in both Florida and Texas.

our bonus in action—Florida or Texas style!

[{"selector":"#anim-ad79f113-bc84-42f1-b221-7f975a3482ab [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 2.7581644055565207e-7%) scale(0.9090909090909091)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] In both Florida and Texas, a $5,000 bonus boosts take-home pay by $3,900 for jobs like teachers, engineers, or artists.

Calculate your bonus tax FREE!

Use our free bonus tax calculator to see exactly how much you’ll keep from your bonus in Florida or Texas. Try Bonus Tax Calculator