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SNAP Benefit Calculator (FY 2026)

Estimate your household's monthly food assistance based on official 2026 guidelines.

Household Information

Enter your total rent or mortgage payment.
Enter amount you are legally obligated to pay to someone outside your household.

Your Estimated Results

Enter your information to see your estimate.

Estimated Monthly SNAP Benefit:

$0

Calculation Breakdown

Total Gross Income: $0

Applicable Gross Income Limit: N/A

Total Deductions: $0

Calculated Net Income: $0

Maximum Allotment for Household: $0

Household Contribution (30% of Net): $0

How to Use This Calculator
1. Household Details
Start by selecting your household size, state, and checking the box if anyone is elderly (60+) or disabled.
2. Enter Income
Input your total monthly income from all sources (work and non-work) before any taxes are taken out.
3. Add Expenses
Enter your major monthly expenses like housing, dependent care, child support paid, and medical costs (if applicable).
4. See Instant Results
Your estimated benefit and eligibility status will update automatically on the right as you enter your information.

Disclaimer: This calculator provides an unofficial estimate based on FY 2026 guidelines (effective October 1, 2025) and is for informational purposes only. It does not guarantee eligibility or a specific benefit amount.

Your final eligibility and benefit amount will be determined by your local SNAP agency after you submit an official application.

Find Your State Food Stamp Calculator

Select your state below to find information and resources for its food stamp (SNAP) program and estimate potential benefits.

FAQs about SNAP Benefits in 2026

1. What are the SNAP income limits for 2026?

For Fiscal Year 2026 (effective Oct. 1, 2025), the gross monthly income limit (130% of poverty) for the 48 contiguous states starts at $1,696 for a one-person household and increases by $596 for each additional member. The net monthly income limit (100% of poverty) begins at $1,305 and increases by $459 for each extra person. Households with an elderly or disabled member generally only need to meet the net income test.

2. How much are SNAP benefits in 2026?

For FY 2026, SNAP benefits have been adjusted for the cost of living. In the 48 contiguous states and D.C., the maximum monthly allotment is $298 for a one-person household and $994 for a four-person household. Amounts are higher in Alaska, Hawaii, Guam, and the U.S. Virgin Islands to reflect higher food costs. The minimum monthly benefit for eligible households in the 48 states is now $24.

3. Who qualifies for SNAP benefits in 2026?

To qualify for SNAP in 2026, a household must meet income and resource limits, reside in the state of application, and consist of U.S. citizens or certain lawfully present non-citizens. The asset limit remains $3,000 for most households and $4,500 for those with an elderly or disabled member. Able-bodied adults without dependents may have to meet work requirements to receive benefits long-term.

4. How do I calculate my SNAP benefits for 2026?

To estimate your 2026 SNAP benefit, start with your total gross monthly income. Subtract allowable deductions, like the 20% earned income deduction and the standard deduction ($209 for households of 1-3 people). This gives you your net income. Multiply your net income by 0.3. Finally, subtract this amount from the maximum allotment for your household size (e.g., $785 for three people). The result is your estimated monthly benefit, with a minimum of $24 if you qualify.

5. Can college students get SNAP benefits in 2026?

Yes, college students can be eligible for SNAP in 2026 if they meet standard income requirements and an exemption to the general student rule, such as working at least 20 hours per week, participating in a work-study program, caring for a young child, or being unable to work.

6. What can I buy with SNAP benefits in 2026?

In 2026, SNAP benefits can be used to purchase staple food items for the household, including fruits, vegetables, meat, poultry, fish, dairy products, bread, cereals, and seeds or plants that produce food. SNAP benefits cannot be used to buy alcohol, tobacco, vitamins, medicines, hot foods, or any non-food items like pet food or cleaning supplies.

7. When will SNAP payments be deposited in 2026?

SNAP payment dates in 2026 are determined by each state, not the federal government. Benefits are typically deposited onto EBT cards on the same day each month, scheduled based on a recipient's case number or last name. Check your state's specific SNAP agency website for the exact payment schedule.

8. Are there changes to SNAP work requirements in 2026?

The FY 2026 COLA adjustments do not change the standing work requirements. Able-Bodied Adults Without Dependents (ABAWDs), typically those aged 18-54, must work or participate in a work program for at least 80 hours per month to receive benefits for more than three months in a three-year period, unless they qualify for an exemption.

9. How do I apply for SNAP benefits in 2026?

The application process for SNAP in 2026 remains the same. You can apply through your state's human services or social services agency, usually online, by mail, or in person. You will need to provide documentation for identity, residency, income, and certain expenses. If your household has very low income and resources, you may qualify for expedited benefits within 7 days.

10. Are the 2026 SNAP benefit amounts permanent?

The FY 2026 SNAP benefit levels are set for the period of October 1, 2025, through September 30, 2026. These amounts are adjusted annually based on cost-of-living changes to the Thrifty Food Plan. While the amounts for this fiscal year are fixed, future benefit levels and program rules can be changed by new legislation passed by Congress, such as the Farm Bill.