Terms and Conditions for Annual Calculator

Effective Date: 12 January 2025

Welcome to Annual Calculator! By accessing or using our website (https://annualcalculator.com/), you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website.

Use of the Website

Eligibility

  • You must be at least 18 years old or have the permission of a legal guardian to use this website.
  • By using the website, you represent and warrant that you meet these eligibility requirements.

Permitted Use

  • You may use the website for lawful purposes only.
  • Unauthorized use of this website, including hacking or scraping, is strictly prohibited.

Intellectual Property

Ownership

  • All content on the website, including text, graphics, logos, and software, is the intellectual property of Annual Calculator or its licensors.

Limited License

  • You are granted a non-exclusive, non-transferable license to access and use the website for personal and non-commercial purposes.
  • You may not copy, reproduce, distribute, or create derivative works without our prior written consent.

User Content

Responsibility

  • You are solely responsible for any content you submit to the website, including comments or feedback.

Prohibited Content

  • Do not post or transmit any content that is unlawful, defamatory, obscene, or infringing on intellectual property rights.

Limitation of Liability

  • Annual Calculator is provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, about the functionality or availability of the website.
  • We are not liable for any damages arising from your use of the website, including indirect or consequential damages.

Links to Third-Party Websites

  • Our website may contain links to third-party websites. These links are provided for your convenience, and we do not endorse or take responsibility for the content or practices of these websites.

Modification of Terms

  • We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on this page.
  • Continued use of the website after changes constitute your acceptance of the revised terms.

Termination

  • We reserve the right to terminate or restrict your access to the website at our sole discretion, without notice, for conduct that violates these Terms and Conditions or is harmful to other users.

Governing Law

  • These Terms and Conditions are governed by and construed in accordance with the laws of [Insert Jurisdiction].
  • Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in [Insert Jurisdiction].

Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Email: ashumabiswas@gmail.com
Website: https://annualcalculator.com/

Thank you for using Annual Calculator. We value your trust and aim to provide accurate and reliable services.

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About Annual Calculator

Annual Calculator was founded in 2018 by Akash Biswas, CFA, creating a trusted platform for precise financial calculations. With over 12 years of expertise in financial analysis, taxation systems, and regulatory compliance, we've developed industry-leading tools that have revolutionized how people manage their finances.

Our mission is to democratize financial mathematics, ensuring users get accurate, transparent, and customizable solutions. Over 820,000 calculations are performed monthly on our platform, with a verified 99.8% accuracy rate compared to professional accounting services.

Leadership Team

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Akash Biswas, CFA Founder & CEO

Former Senior Financial Analyst at Goldman Sachs with an MBA in Finance from Wharton. Recognized in Forbes "30 Under 30" for financial technology innovation. Member of the International Association of Financial Planning.

CFA Certified MBA Finance Tax Specialist

Expert Team

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Rajiv Mehta, MS Lead Developer

Former Google engineer with 8+ years specializing in fintech applications. Expert in data security and algorithm optimization. Reduced calculation time by 75% while improving accuracy to 99.8%.

MS Computer Science AWS Certified
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Priya Sharma, CPA Finance Director

Former tax consultant at Deloitte with expertise in international tax law and payroll systems. Ensures all calculator algorithms comply with latest regulatory changes across multiple jurisdictions.

CPA Certified Tax Law Specialist

Our Impact

50K+
Monthly Active Users
99.8%
Calculation Accuracy
3.2M+
Tax Calculations Monthly
4.9/5
User Satisfaction Rating
Our Tools Featured In:
Forbes CNBC Bloomberg Wall Street Journal
🔹 Specialties: Tax optimization, retirement planning, investment analysis, payroll systems
🔹 Certifications: ISO 27001, GDPR Compliant, CCPA Compliant
🔹 Connect: LinkedIn / Twitter / Email