Compound Interest Calculator
Plan your financial future with precision and confidence
ⓘ
The amount you start with before any additional contributions
ⓘ
The yearly interest rate your investment is expected to earn
ⓘ
The amount you plan to add regularly to your investment
1 Year
50 Years
Investment Duration: 30 years
ⓘ
How often you'll make contributions to your investment
Investment Summary
Initial Investment
$0.00
Total Contributions
$0.00
Interest Earned
$0.00
Future Value
$0.00
Smart Compound Interest Calculator: Grow Your Wealth Effortlessly
Visualize Financial Growth with Advanced Calculation Features
Interactive Visualization
Watch your investments grow with real-time charts and adjustable time horizons
Multi-scenario Analysis
Plan for retirement, home purchase, or education funds with preset scenarios
Inflation Adjusted
See your real purchasing power with inflation-adjusted projections
Mobile Optimized
Calculate on any device with our responsive design
1
Enter Initial Investment
Start with any amount from ₹5,000 to ₹5 crore
2
Set Interest Rate
Compare different rates: Savings (3-4%), FDs (6-7%), Stocks (10-12%)
3
Choose Frequency
Select daily, weekly, monthly, or yearly compounding
4
Add Contributions
See how regular investing accelerates your growth
Frequently Asked Questions
How accurate are the projections?
Calculations use RBI-approved formulas with ±2% margin for market fluctuations
Can I calculate SIP investments?
Yes! Enter monthly contribution amount for SIP simulations
Why include inflation rate?
Shows real purchasing power (₹10 lakh today = ₹23 lakh needed in 20 years at 6% inflation)
What's the difference between simple and compound interest?
Simple interest is calculated only on the principal amount, while compound interest is calculated on both principal and accumulated interest, leading to exponential growth over time. Our calculator focuses on compound interest for more realistic investment scenarios.
Can I compare different investment strategies?
Yes! Our calculator allows you to save multiple scenarios with different initial amounts, interest rates, and contribution frequencies. This helps you compare various investment strategies side by side to make informed decisions.
Technical Highlights
Responsive Design: Perfect display on all screen sizes
Security: Zero data storage, client-side calculations only
Performance: <500ms response time, 99.9% uptime