Property Tax Calculator 2025
Learn more about property tax deductions and federal tax implications from the IRS
Disclaimer: This property tax calculator provides estimates based on current tax rates and standard calculation methods. Actual property taxes may vary due to local assessments, special districts, tax caps, and other factors. Consult your local tax assessor or a tax professional for precise calculations and official tax obligations.
Property Tax 2025 - FAQ
How do I calculate my property tax for 2025?
What's the average property tax rate in 2025?
How often do property taxes change each year?
Can I estimate my monthly property tax payment?
What happens if my home value increased in 2025?
Are there property tax exemptions I can claim in 2025?
How do I find my property's assessed value for 2025?
When are 2025 property taxes due and how do I pay?
Average Property Tax Rates by State (2025)
Want to know how much you’ll pay in property taxes? It depends on where you live. Property tax rates swing from as low as 0.27% in Hawaii to as high as 2.23% in New Jersey. That’s a huge difference for your wallet.
States with the Highest Property Tax Rates
Here are the states that’ll cost you the most:
- New Jersey: 2.23% – The clear winner for highest rates
- Illinois: 2.08% – Close behind but still very high
- Connecticut: 1.79% – Another Northeast state with steep rates
- New Hampshire: 1.93% – No state income tax means higher property taxes
States with the Lowest Property Tax Rates
These states are much easier on homeowners:
- Hawaii: 0.27% – The cheapest by far
- Alabama: 0.39% – Second lowest in the nation
- Colorado: 0.49% – Still under half a percent
- Nevada: 0.50% – Rounds out the low-tax states
Complete Property Tax Rate Table for All 50 States (2025)
Here’s every state’s property tax rate so you can see exactly where yours fits. The average American household spends $2,969 on property taxes for their homes each year. But your actual rate depends on your state.
| State | Property Tax Rate | Rank |
|---|---|---|
| Alabama | 0.39% | 2nd Lowest |
| Alaska | 1.04% | 20th |
| Arizona | 0.54% | 7th Lowest |
| Arkansas | 0.60% | 11th Lowest |
| California | 0.68% | 14th Lowest |
| Colorado | 0.49% | 3rd Lowest |
| Connecticut | 1.79% | 3rd Highest |
| Delaware | 0.57% | 9th Lowest |
| Florida | 0.80% | 17th Lowest |
| Georgia | 0.87% | 19th Lowest |
| Hawaii | 0.27% | Lowest |
| Idaho | 0.62% | 12th Lowest |
| Illinois | 2.08% | 2nd Highest |
| Indiana | 0.81% | 18th Lowest |
| Iowa | 1.53% | 8th Highest |
| Kansas | 1.36% | 12th Highest |
| Kentucky | 0.77% | 16th Lowest |
| Louisiana | 0.56% | 8th Lowest |
| Maine | 1.28% | 14th Highest |
| Maryland | 1.02% | 21st |
| Massachusetts | 1.15% | 16th Highest |
| Michigan | 1.44% | 10th Highest |
| Minnesota | 1.11% | 18th Highest |
| Mississippi | 0.75% | 15th Lowest |
| Missouri | 0.98% | 22nd |
| Montana | 0.79% | 20th Lowest |
| Nebraska | 1.61% | 6th Highest |
| Nevada | 0.50% | 4th Lowest |
| New Hampshire | 1.93% | 4th Highest |
| New Jersey | 2.23% | Highest |
| New Mexico | 0.76% | 21st Lowest |
| New York | 1.72% | 5th Highest |
| North Carolina | 0.68% | 13th Lowest |
| North Dakota | 0.98% | 23rd |
| Ohio | 1.50% | 9th Highest |
| Oklahoma | 0.90% | 24th |
| Oregon | 0.91% | 25th |
| Pennsylvania | 1.41% | 11th Highest |
| Rhode Island | 1.36% | 13th Highest |
| South Carolina | 0.54% | 6th Lowest |
| South Dakota | 1.21% | 15th Highest |
| Tennessee | 0.64% | 26th |
| Texas | 1.69% | 7th Highest |
| Utah | 0.54% | 5th Lowest |
| Vermont | 1.78% | 27th |
| Virginia | 0.74% | 28th |
| Washington | 0.93% | 29th |
| West Virginia | 0.58% | 10th Lowest |
| Wisconsin | 1.68% | 30th |
| Wyoming | 0.65% | 31st |
What This Means for Your Monthly Payment
Let’s say you buy a $300,000 house. Here’s what you’d pay yearly:
- In Hawaii: $810 per year ($68 monthly)
- In Alabama: $1,170 per year ($98 monthly)
- In New Jersey: $6,690 per year ($558 monthly)
- In Illinois: $6,240 per year ($520 monthly)
That’s nearly $500 more per month just because of where you live. These taxes fund your local schools, roads, police, fire departments, and other city services.
Why Rates Are So Different
Some states get money from other taxes instead. Hawaii has high income taxes, so property taxes stay low. New Jersey depends more on property taxes to run the state.